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D E C E M B E R  caribbean, west indies, real   estate, property, land, retiring, moving, relocating, living, working, expats, international living, overseas,   abroad, caribbean property magazine, caribpro 2 0 0 9
Issue 35
An online magazine about investing, living, working and relocating to the Caribbean.
EDITORIAL
Ramblings, thoughts and occasional sense from the Eastern Caribbean >>
HOT OFF THE PRESS
Events and news from around the region >>
SUSTAINABLE LIVING
Sharing resources and best practices >>
TOURISM TREATS
Updates on Caribbean tourism, conferences>>
DID YOU KNOW?
Interesting stuff, websites, facts and more >>
Investment
SPECIAL FEATURES

Caribbean Property Magazine, Real Estate, jobs, relocation, living and working Election In Honduras
Caribbean Property Magazine, Real Estate, jobs, relocation, living and working Christmas In Belize
Caribbean Property Magazine, Real Estate, jobs, relocation, living and working Guyana : A Native Son Returns
Caribbean Property Magazine, Real Estate, jobs, relocation, living and working Caribbean Success Strategy : Country Branding
Caribbean Property Magazine, Real Estate, jobs, relocation, living and working Eco Tourism In The Turks And Caicos

Caribbean Property Magazine, Real Estate, jobs, relocation, living and working Merida Medical Tourism : Good Enough For The President

 ST . VINCENT  & THE   GRENADINES
 MONEY PAGES

Caribbean Property Magazine, Real Estate, jobs, relocation, living and working Investment Corner Updates on the latest Opportunities available at your reach >>
Caribbean Property Magazine, Real Estate, jobs, relocation, living and working Mortgage Matters Advice on moving, finding and saving money for your Caribbean property >>
Caribbean Property Magazine, Real Estate, jobs, relocation, living and working Investors and Funding  Insider knowledge on funding for your developments >>
Caribbean Property Magazine, Real Estate, jobs, relocation, living and working Offshore Matters : International Trusts And You Insiders knowledge regarding the offshore taxation you should be aware of >>

PROPERTY PAGESS

Caribbean Property Magazine, Real Estate, jobs, relocation, living and working Caribbean Investor And Owner Notes News and opportunities from CaribProperty Club Notes>>
Caribbean Property Magazine, Real Estate, jobs, relocation, living and working Clews Views Offshore insights from a Manhattan realty guru>>
Caribbean Property Magazine, Real Estate, jobs, relocation, living and working Off-Plan Pre-Development Offers Our recommended deals from the best developers >>
Caribbean Property Magazine, Real Estate, jobs, relocation, living and working Pick of the Month Editor's choice of interesting business and real estate opportunities >>

 

 H O T caribbean, west indies, real estate, property, land, retiring, moving, relocating, living, working, expats, international living, overseas, abroad, caribbean property magazine, caribpro O F F T H Ecaribbean, west indies, real estate, property, land, retiring, moving, relocating, living, working, expats, international living, overseas, abroad, caribbean property magazine, caribpro  P R E S S

ECI DEVELOPMENT
 
Want a Higher Standard of Living at a Lower Cost? ECI Can Help

According to a recent survey of consumer finances, more than half of Americans aren’t saving enough for retirement. People are living longer, healthier lives than ever before, but that means many are outliving their assets.
 
U.S. firm Ernst & Young, LLP conducted a study on retirement vulnerability, to see how bad the problem has become. The study concluded that even if your retirement income is 60 to 70 percent what you’re currently making, inflation and fluctuations in investment returns would still require you to reduce your standard of living by nearly one third to avoid outliving your funds.
 
Lower your cost of living without sacrificing quality

 
Studies like this one have encouraged more people to explore ways of lowering their cost of living without reducing their quality of life. Central America has become a very attractive option, a place where the climate is mild and you can live in the luxury of a vacation resort year round, for a fraction of the cost of maintaining your current lifestyle.
 
ECI Development
Living abroad during retirement is becoming increasingly easy. Social Security allows you to receive and cash your checks almost anywhere. Many Central American countries offer tax incentives for retirees and lack restrictions on land ownership. People who transition to the region will enjoy a far superior quality of life for far less. Labor and domestic help are affordable.  A full-time maid costs less than $200 per month in most countries of Latin America.

Trust ECI to help you make the right choice


But there can be unexpected pitfalls to retiring abroad if you do not know the questions to ask. That’s why so many retirees and investors are turning to ECI Development. ECI Development is dedicated to serving people under pressure to discover new ways to enjoy a quality of life on the limited funds they have saved.  Affordability is critical.  Homes and condos start under $100,000 and the average 3 bed/2 bath residence is offered between $175,000 and $250,000.  Financing is also available.
 
ECI builds traditional communities, complete with an infrastructure reflecting North American standards. Our residents and guests are not required to forgo modern amenities, technology, infrastructure, and services. 

Each resort reflects a master plan, complete with neighborhoods, community centers, pools, restaurants and other gathering places. Golf and tennis clubs offer more opportunity for social activity and recreation. Residents and guests can immediately begin enjoying the lifestyle, without worrying about things such as reliable electricity, water pressure, internet access or paved roads. ECI takes care of those details for you.
 
ECI has ocean front resort developments in Costa Rica, Nicaragua and Belize. Even if you’ve never considered retiring abroad, you owe it to yourself to see how much more you can have for how much less when you invest in Central America.

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DOMINICA NATIONAL ELECTION NEWS


Prime Minister Skerrit advises supporters to avoid violence while the Worker’s Party Leader lays out a schedule prior to the December 18th national election. Prime Minister Roosevelt Skerrit has advised Dominica Labour Party (DLP) supporters to avoid violence during the election campaign.

“…I, Roosevelt Skerrit, would rather lose the election than to know that any one of you lose your life because of any violence,” he told DLP supporters at the Bataca launching of the DLP candidate for the Carib Territory Sunday night.
ECI Development
The party leader told supporters that they should not engage in violent acts or do anything to risk their lives during the election campaign.

“Labour Party and the family of Labour are respectful people. I do not want you to engage yourself in any violent act during this election campaign. If you see violence, run. If you see violence, turn your head. If you see violence, walk away. If you see violence, pray that the good Lord will bless that person who is preaching violence....Do not engage yourself in any violent act,” he advised.

He continued, “We have to ensure that all of us are in good health and safe and out of trouble to be able to put our “X”, that we so eagerly awaiting, on the 18th of December to vote for the Dominica Labour Party.”

Meanwhile Opposition Leader Ron Green said his party will soon launch its campaign programme for the December 18, 2009 election. Green said the United Workers Party campaign will include major activities. “The party, having met over the weekend has organized its programme of activities every day from now up until election day…We will release the detailed list of our public meetings and main events shortly,” he said.

Meanwhile, Green is expressing concerns over the recent allegations leveled against Prime Minister Roosevelt Skerrit. He said in any other country, the leader would have had to step down. “If I were in that position I would step down. It is now a grave matter for our country and it is time that we hear from other leaders of our country,” he said.

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HIV PANDEMIC IN CARIBBEAN IS FUELLED BY INEQUALITY, SAYS REPORT


The HIV pandemic in Latin America and the Caribbean is fuelled by a range of social and economic inequalities exacerbated by high levels of stigma, discrimination of highly vulnerable groups, and persistent gender inequality and homophobia, says a new report issued in Lima, Peru by the International Federation of Red Cross and Red Crescent Societies (IFRC). It is released on the occasion of World AIDS Day 2009.

"Despite efforts to reduce the impact on HIV in the region, many of these factors have not been adequately addressed," says the report. "Most countries in Latin America and the Caribbean are affected by social and economic inequality which creates a growing gap in health conditions between those who can afford medical services and have access to higher education and those who live in precarious conditions with little or no medical services and limited access to education and prevention information," it adds.

The report mentions that even if many countries in the region can be considered as having "low level" epidemics among the general population, prevalence rates among highly vulnerable communities such as men who have sex with men; prisoners; sex workers, and injecting drug users are typically very high, going over 5 per cent. It also names other most at risk population such as vulnerable young people, migrants and displaced people.
Hot Off The Press
"Understanding the local specificities of the HIV pandemic is key to success in reducing the scale of HIV transmission. It is vital to work directly with most at risk populations to try to prevent further infections, employing a range of approaches such as peer education and behaviour change communication," explains Julie Hoare, the IFRC's health and social services coordinator for the Americas. "Addressing vulnerability by advocating on behalf of the most vulnerable communities confronted with the threat of HIV, improving access to services and reducing stigma and discrimination are equally important."

The IFRC report provides several examples of HIV programmes that have been adapted by Red Cross societies to focus on the needs of minority groups like indigenous people in Colombia, Guatemala and Ecuador as well as young people in countries such as Haiti, Jamaica and Argentina.

The document also highlights the necessity for the international community not to lower but rather "increase its level of funding" for HIV, also reminding that addressing HIV and AIDS requires long-term sustainable action.

"Even though this report focuses on just one region, many of the trends identified are actually also relevant in other parts of the world, including in Africa which remains by far the most affected continent," concludes Getachew Gizaw, acting head of the IFRC's global programme on HIV.

In 2008, Red Cross and Red Crescent societies throughout the world reached more than 27.4 million people, including 132,500 people living with HIV and 128,200 children orphaned by AIDS, through prevention messages and direct psychosocial support. The aim by 2010 is to double Red Cross Red Crescent programming in targeted communities.
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Click Here to see Related ArticlesYucatan   Peninsula Buyer Orientation
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Rancho SantanaA secure, residential community of 1700 acres set on rolling hillsides and dramatic cliffs rising away from the water, providing amazing ocean, mountain and valley views. Nicaragua is only 3 hours by air from Miami and Houston is in the heart if Central America, and is exposed to both major oceans, the Pacific and the Atlantic. The Estate home sites are about a kilometer from the beach. The latest section has properties that range in size from an acre to almost 3 acres, starting at just $32,800.

Currently there is a 2.9 percent financing offer up to a 2 year term.The Seagate Condominiums combines luxury and comfort with convenience and affordability—set against a backdrop of awe inspiring ocean and mountain views. Seagate Condominiums range from 1,300 to 1,700 square feet, featuring spectacular views of the Pacific Ocean, the Limone River or the distant mountains.
 
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THE BAHAMAS IS COMMITTED TO KEEPING ITS COUNTRY OFF THE BLACKLIST

The goal of the Bahamas Ministry of Finance is to preserve the financial services sector by getting the country off any list that could result in sanctions by the world’s most developed countries, the Minister of State for Finance Zhivargo Laing said.

“This much we know, whatever the current evolved or evolving standards that we are asked to meet, The Bahamas must have a strategic vision for the further growth and development of its financial services sector and we do,” Laing said.

He was addressing The Nassau Conference sponsored by the Association of International Banks & Trust Companies in The Bahamas. The theme was: ‘Private Wealth Management: The Changing Dynamics.’ The Nassau Conference, started five years ago, is a forum in which financial services professionals share views on issues impacting the industry.

Laing led a panel discussion on ‘The Bahamas Status & Strategy Towards Tax Information Agreements’, and shared the country’s position on this issue. “Can we compete in the twenty-first century in the new and evolved global regulatory environment that we are in? Yes we can! Must we compete in the Twenty-first Century? Yes we must!” Laing said.
The Bahamas
In the wake of the current financial crisis, there has been a renewed focus on offshore financial centers and new initiatives. It is fuelled by the Group of 20 countries whose leaders have mandated international standards setting organisation such as the Organisation for Economic Cooperation and Development and the Financial Action Task Force to “take action against non-cooperative jurisdictions, including tax havens and to deploy sanctions to protect public finances and financial systems,” Laing explained.

Furthermore, the G-20s have adopted a standard of having a minimum of 12 Tax Information Exchange Agreements (TIEA) in order to be regarded as cooperating in matters of tax information exchange transparency. “While we can wrestle with the moral arguments about this exercise by the world’s most developed countries, keeping it real, I should simply wish to point out that there is not a jurisdiction in the world that is not moving aggressively to meet the standard set by them,” Laing said.

“It is the reality of the virtual playing field on this issue that enables us to move forward because while we had committed to the principle of transparency in 2000/2001, we insisted in our letter to the OECD that we would do so when the playing field was level.”

The Bahamas has signed TIEAs, with the United States, San Marino, Monaco, the United Kingdom and New Zealand. Negotiations are being held with other countries and the government expects to meet the 12-signed TIEAs goal by the end of this year.

“Regardless of what is happening in the world, there is a strategic focus that we must have in order to grow and develop our financial services sector and to compete,” said Laing. “This begins with a strategic vision for the sector.

“Our goal in this exercise of complying with the evolved and evolving standards of the OECD/G-20 has always been clear – preserve the financial services sector of this nation by getting us off any list that was likely to result in sanctions by the world’s most developed countries and economies, sanctions that would make it improbable or impossible for many, if not most of the existing and potential clients of our jurisdiction from doing business here.”

Specific areas of opportunities are in private wealth management, international insurance, fund management and administration, international maritime services, international aviation services, corporate headquarters, E-commerce/data services, and an arbitration centre, he said.

When these areas have been developed, it is believed these will sustain and grow the existing financial services contribution to the economy, Laing said.

The financial services sector contributes 15 percent of the country’s Gross Domestic Product. It employs about 5,000 people, 80 percent of whom are Bahamians and pays an average annual salary of $50,000, he said.
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THE CARIBBEAN TACKLES ITS OWN IMMIGRATION PROBLEMS


The news that the Netherlands Antilles has begun a six-week immigration amnesty has cast the spotlight back on intra-Caribbean migration. As many as 70,000 immigrants - mostly Haitian, Guyanese and Jamaican - are estimated to be living on the five Dutch Caribbean islands without valid residency or work permits.

They are being given an opportunity to prove they have lived in the Antilles since  December 31, 2006, or can show a valid contract from an employer. The amnesty is reported to have met some opposition in Curacao, the largest of the islands.

But Paul De Windt, a newspaper publisher in St Maarten, said it was also being seen as an attempt to "clean up" and regularise the immigration system for those who may have valid reasons to be in the islands. But the Antilleans are not alone, as countries across the Caribbean speak of a backlash against immigration at a time of rising unemployment and an economic crisis.

Green Paper

The grace period was introduced after the government in Bridgetown claimed that it could no longer cope with the numbers migrating from neighbouring states. The administration of Prime Minister David Thompson has since published a green paper (discussion document) on wider immigration reform.

The issue is implicated by qualified freedom of movement among a limited category of workers within Caricom. One proposal is for a formal guest worker programme to regulate migrant labour.

The document says: "It is designed to achieve a drastic reduction in the number of Caricom nationals who regularly violate the terms of their status as visitors and others who remain illegally in the country after their work permits have expired." Immigration is also a source of tension between Haiti and the Dominican Republic who share the island of Hispaniola.

Speaking in Santo Domingo on Thursday, the Secretary General of the Organisation of American States, Jose Miguel Insulza, said that the problem of Haitian migrants was a heavy burden for Dominican Republic. He said it required the international community's support.

Slum area

Mr Insulza said: "Although Dominican Republic's level of development is far beyond Haiti's, it's still a country of the developing world, with its needs and problems ..." Nationals of the Spanish speaking nation are also finding it tough in Puerto Rico, where thousands of public sector workers are losing their jobs in a belt-tightening exercise.

"They want to scare us away," said Bianely Gonzalez, after a raid on slum area inhabited by mostly Dominican migrants in September.
Antigua and Barbuda Prime Minister Baldwin Spencer has also said that the country can no longer sustain an "open and liberal" immigration policy because of the financial crisis and concerns about rising crime.

The issue has led to open, sometimes acrimonious disagreement within Caricom. The leaders of St Vincent and the Grenadines and Guyana have in the past been extremely critical of the actions of some other member nations.

They would have taken some heart from the latest comments by the United Nations Secretary General, Ban Ki Moon, who has called for an end to the exploitation and hatred of immigrants. At the same time, he has called for zero tolerance of people trafficking, which has helped to drive the movement across borders.

The traffic works both ways.

Other shores

An October report by the United Nations Development Programme noted that the top 13 emigra­tion countries in the world are all small states. Antigua and Barbuda, Grenada, and St Kitts and Nevis have emigration rates above 40% of the their populations.

Antigua has the highest of 45% which means that, on average, close to one in every two people leave for other shores. Other Caribbean nations which an emigration rate of more than a third of the population include Dominica, St Vincent and the Grenadines, Suriname and Guyana.

If Haiti is a surprise, the UNDP says the poorest people are the least likely to go abroad. The report says it aims to dispel misconceptions about migration, as migrants generally help to create jobs and generate business initiatives. It notes that the financial benefits associated with migration are relatively large for small states.

Economic growth


The annual highest flows relative to gross domestic product are found in the Caribbean, with remittances accounting for 8% of GDP. That money transfer, mostly from industrialised capitals is welcomed, of course. Caribbean governments say they are aware that the migration issue requires a delicate balancing act for them.

Said the Barbados green paper: "The Government is acutely aware of the challenges it faces in trying to implement a modern migration regime which facilitates sustained and sustainable economic growth, while protecting the integrity of national borders and contributing to domestic safety and security."
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 Phenion On The RidgePHENION ON THE RIDGE - JAMAICA
Phenion on the Ridge will be the first ever three tower multi floor ultra modern hotel condominium & spa.

The hotel condo will house over 197 units varying in size from 1 to 3 bedrooms with the sizes ranging from 1,200 to 3,600 sq feet respectively. 
The facility will  boast designs that feature a synergy of Caribbean and Mediterranean with a hint of Italian Tuscany.

There will be  a lush landscaped central court yard with an Olympic sized pool and bridges linking the spa, gymnasium, lobby and restaurant, roof top gallery and garden offering panoramic views of Montego Bay.

FOR MORE INFORMATION
Caribbean Property and Lifestyles Magazine CLICK HERE
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