| | | | | | | REACH OVER 380,000 SUBSCRIBERS EVERY MONTH! | | LIST YOUR PROPERTY WITH US: on one of the top Caribbean Property Sites. Get your property SEEN! | | ADVERTISE ON THE FRONT PAGE OF YOUR COUNTRY! Reach your target market - people looking for property, information and opportunities in YOUR country. | | PLACE YOUR BANNER ADD ON OUR SITE FOR HUGE TRAFFIC VOLUME! Click here to find out how we can help you sell your property, business, opportunity, ebook or idea. | | | | NEED EXPOSURE FOR YOUR DEVELOPMENT? Advertise your project, your resort, your spa, your condos, your timeshare... whatever you are promoting - in Caribpro. | | | | | | SUBSCRIBE FREE! Click here and subscribe to Caribbean Property ezine monthly - FREE! We value your privacy (Unsubscribe anytime) | | | | DOWNLOAD LATEST EDITION AS A PDF : Click here to download the latest Edition of Caribbean Property Magazine in PDF format, June May 2010. Most computers will open PDF documents automatically, but you may need to download Adobe Reader. Download the reader here. | TELL YOUR STORY! We want your articles, your stories, your experiences, your knowledge and your advice! Tell our readers what you have learned, what you love and what you think other people need to know about living, working, buying, selling, relocating and retiring in the Caribbean. | | CONTACT US/FEEDBACK Want to contact us? Make a comment? Want more info? Different info? We want you to be satisfied, so tell us what you think... | | |  | | A comprehensive list of downloadable ebooks available from Caribpro. Titles include: | | | | | | Retire In Mexico: Live Better For Less. Live in Mexico and join the many other retires who have done their homework, which resulted in mexico where you can live better for less. | | Escape The Corporation: How to live the life you have always dreamed of - free from the corporate slog. | | | Nicaragua: Real Estate Property and land bargain amidst colonial splendour. | | | | Living & Investing: In Panama Find your dream in panama by enjoying an affordable and comfortable setting. | | The Portable Professional: Using technology, log in from anywhere and earn a living. please yourself and make money doing it. | | | | |  | | | | |
N O V E M B E R 2 0 0 9
Issue 34
| An online magazine about investing, living, working and relocating to the Caribbean.
|
|
| |
|
S P E C I A L F E A T U R E S
|
|
ROATAN : REAL PEOPLE, REAL LIVES
by Janine Goben
If you’re a regular reader of this magazine you probably read my 2-part article in the July and August editions about re-inventing myself on Roatan, if not (come on, Caribbean Property & Lifestyles Magazine has great stuff!) you can see them at these links:
http://www.caribpro.com/Caribbean_Property_Magazine/index.php?pageid=691
http://www.caribpro.com/Caribbean_Property_Magazine/index.php?pageid=715
We had a good response to these pieces, so I thought you’d like to hear about other people who have made the decision to change their lives and move overseas. I talked with five people on Roatan who looked here, moved here and stayed here for different reasons. Here are their stories:
Wayne hails from Calgary, Canada where he was doing consulting work with a hotel. As chance would have it, he met one of the previous owners of the hotel, who told him about a project he was involved with on the Caribbean island of Roatan. He was looking for someone to oversee the project on the ground, and thought Wayne could be the right person. A glance outside at the Canadian winter was all it took for Wayne to agree to an exploratory trip to Roatan to see for himself!

And so Wayne came to visit the island; his first impressions were that the people of Roatan are friendly and welcoming; they take pride in their appearance, were well-groomed with clean and ironed clothes and seemed happy. In fact, on a taxi ride from the airport he found himself stuck on the road in the town of Las Fuertes because there was a parade blocking the road for a couple of hours, so he was invited to get out of the taxi and join in the parade and festivities!
The island is about 40 miles long and skinny, shaped rather like a finger pointing downwards, the spine of which is a mountain……or if you are a mountain person, a high hill. The views on the east end of the island, where the road follows this spine, are staggering on both sides; the water is crystal clear and ranges from turquoise to deep blue as the reef surrounding the island suddenly drops off. To the south, 30 miles across the sea the (real) mountains of the mainland are visible, often shrouded in cloud and always spectacular.
The project Wayne came to look at is on the eastern third of the island, so he was subjected to these views all the way there! The-100 acre property covers a large bowl, starting at the road and ending several hundred feet below in a protected bight, or cove, with sailboats enjoying the calm waters before hoisting sail for their next adventure. In a week’s time, he inspected the project, examined the lifestyle, assessed his personal situation and quickly made the determination that this was just the challenge for him. The operation suited his background and the challenge would be to mold the raw materials into the dream of the architect. Daunting, but exciting. He made a two-year commitment to the project.
Single with grown children, and wanting a place to relocate to, there were no impeding complications to moving right away, and so Roatan became Wayne’s new home in July, 2007.
As the original two year time frame approached, it became apparent to Wayne that he wanted to stay on Roatan, so he extended his two-year commitment to the project until the end of phase one. And, so Wayne re-programmed himself to be here at least seven to ten years, and immersed himself into his new game plan for life. After renting a condo for over a year, he realized he wanted permanence here, so he bought a condo, which is now his home and base.
During the spring of this year, several ominous events occurred in quick succession in Honduras. The global financial crisis which had not touched us too badly started to severely affect the number of people investing in second homes and rental properties; on May 28th we had a 7.3 earthquake centered 40 miles off the north coast of Roatan (we do not experience big earthquakes – this was a first); then on June 28th Honduras went through a constitutional change of power when the president refused to adhere to the Supreme Court and violated the constitution of Honduras resulting in his automatic removal from power.

The succession to presidency is the same as in the U.S., going first to the vice-president, and then to the leader of Congress. Since the Vice President had stepped down a few months before to pursue a bid for the presidency in the November elections, the head of Congress was immediately sworn into power and the now ex-president removed from the presidential palace. The final straw for tourism and development on Roatan was the immediate judgment from the U.S., then the world, that Honduras had been taken over by a military coup; which was completely inaccurate, but none-the-less a severe blow to this tiny country as travel warnings were issued.
The Perfect Storm.
Along with several other developments, Wayne’s project was put on hold and all staff and workers were laid off.
So what to do now?
It was decision time for Wayne: should he stay and see what happens, or should he take the less risky choice and return to Canada to re-activate his consulting business? A serious, life-changing decision, but he didn’t take long to decide that this is his home now, so of course he would stay. Not one to stay sedentary, he quickly realized that in fact he can have the best of both worlds, so he re-activated his consulting business from his home on Roatan, took a couple of months to update his presentations, create a web site and started marketing himself to groups in Canada. He already has two months of speaking engagements lined up and leaves for a grueling cross-Canada tour at the beginning of November. At the end of the tour, Wayne will be back in his home on Roatan, enjoying winter on the beach, swimming in warm, clear water with a marine kaleidoscope for company!

You can check out Wayne’s new world at www.contractingworkshop.com.
The next Roatan character I sought out to interview is a 46-ear old single Brit, Jas Abbott. Originally from Oxford, England, Jas knew he wanted to leave England a decade ago and did a lot of traveling in Europe, Central America and the Far East. A builder by trade, he is an expert in specialty concrete finishes for theme parks and looked seriously at Spain and Thailand for his destination, but the opportunities for work were dismal. Then he came to Roatan a few times, became a dive master and was offered a water sports job at a resort. Now the decision was easy, he loved the destination and had employment lined up, so 7 years ago, Jas moved to Roatan.
“IT’S EASY LIVING HERE. TAXES ARE VERY LOW”…HE ENJOYS THE LAID-BACK LIFESTYLE, FREEDOM AND LACK OF “RIDICULOUS RESTRICTIONS.” JAS EPITOMIZES THE CARIBBEAN LIFESTYLE ENJOYED BY FOREIGNERS.
As it happened, the resort job didn’t suit Jas as well as he hoped, and he went into partnership in a dive shop in West End. That was fun, but not very lucrative and as his expertise is concrete work and building, he went back to what came naturally. He bought land, built a house, sold it, bought more land, built another spec house, sold it, and so on. Occasionally, his specialty expertise called and he accepted jobs temporarily in other locations at theme parks, but always returned to Roatan.
“It’s easy living here,” says Jas, “taxes are very low, almost non-existent compared to England”. He enjoys the laid-back lifestyle, freedom and lack of “ridiculous restrictions” that he wanted to get away from in England. Jas epitomizes the Caribbean lifestyle, as enjoyed by foreigners – he is easy-going and fits in beautifully.
His thoughts on the current political situation here are that it is a fiasco; the rest of the world appears ignorant of what happened in June, that Honduras and the Honduran people are the guiding light of democracy, not a threat to democracy. “The world fails to recognize who is the good guy and who is the bad guy – it’s unbelievable!” He is looking for the elections in November to calm the situation down so we can all move on and the Honduran people can have their future back.
The world is his oyster, but Roatan is home…at least for now.
Robert and Ellen are a couple from the university town of Leiden in Holland. They started coming to Roatan 14 years ago, after friends visited, fell in love with the island and bought a home here. The first day of that visit in 1995 convinced them that their goal would be to move here and make a living. It took seven years to achieve that goal.

Meanwhile, they continued to visit and bought a home close to their friends in Sandy Bay, which was rented out while they weren’t here. Back in Holland, they sold a business, Ellen left her job with a large construction company and Robert sold his Harley….the ultimate commitment!
So Robert, Ellen and their 3 1/2 year old daughter packed up and moved to Roatan to become property managers at the community they bought their home in. Ellen has a background in the tourism tour industry, so taking over a property management and rental business was an easy move for them. They learned about the people of Roatan, how to get repairs done, who to go to for each need and spent two years in this position. Then Ellen was offered a similar position at nearby Lawson Rock, a beautiful residential community. Robert by now had started learning about real estate on Roatan and become a realtor.
SHE KNEW SHE’D HAVE THE BABY ON THE MAINLAND WHERE THE HOSPITAL AND DOCTORS ARE VERY GOOD…FOUND A DOCTOR… HAD ULTRA-SOUNDS AND ALL THE PRE-NATAL CARE SHE WOULD’VE RECEIVED IN HOLLAND.THAT WAS 5 YEARS AGO…
|
|
|
Keyhole Bay in Roatan
includes single-family estate home sites and luxury condominiums in breathtaking hillside and seaside settings.
The clubhouse is just steps away from your front door and offers a restaurant, bar, pool and meeting facilities, all of which overlook the beautiful Beach at Keyhole Bay, the heart of the community.
Call it an “island paradise” … or a “sunlit Eden” … Call it “the most exclusive community – and best investment - in the beautiful Bay Islands … Or simply call it “Keyhole Bay”… But, best of all, for a fraction of what you’d expect to pay for such luxurious living in a tropical paradise, now you can call it “Home.”
"Welcome to Keyhole Bay..."
A unique opportunity to acquire some of the most exquisite oceanfront condominiums you can find anywhere … in this Bay Islands paradise – at the lowest pre-construction prices ever offered. The luxury condominiums – there will be only 45 in all – are the final stage of a private Caribbean community catering only to those who are accustomed to enjoying the finer things in life.
|
|
Two years after starting their new life on Roatan, life took a different turn again when Ellen became pregnant. Many women, I would venture to say, would return to their homeland at this point, and the security of family and familiar surroundings. Ellen is calm, common sense kind of person person, not one to freak out, and was quite comfortable having a baby in Honduras – but not on Roatan.
The options five years ago were not many for childbirth; a Canadian midwife or the local hospitals/clinics. So she knew she would have the baby on the mainland where the hospitals and doctors are very good. She found a doctor she was comfortable with, had ultra sounds and all the pre-natal and follow up care she would have received in Holland. She had a healthy, easy pregnancy and birth. Today, there are pediatricians on the island and doctors of all specialties visit regularly.

Their daughter is now 10 years old, and their son is four years old. Their daughter went to a bi-lingual school for the first 5 years of schooling, when there weren’t many choices. Being in school with island children integrated her quickly and she is tri-lingual today; Dutch, English and Spanish. After 5 years there, an alternative school was developing and they decided to move their daughter to this school. They are very happy with the combination of early integration into the local bi-lingual school, and maturation into the alternative school.
Their son is in a pre-school with a Montessori teacher and they are currently deciding whether to have him go to the bi-lingual school first, or go straight to the alternative school. There are choices here! They would like their children to go to university in Honduras as well, but it’s difficult to plan that far ahead.
Ellen’s view of living here is that it’s a simpler life; her children are fortunate to live on this island as they are developing a more global view of life and the planet. She is happy to visit Holland, but two weeks is usually enough until she’s ready to return; “it’s nice not having to check expiration dates on foods!” Like all parents, she is concerned for the safety of her children, but believes in using common sense and a degree of caution. They have no plans to leave, she says this is her home, but always remembers that we are guests in this country and changes happen all the time. In general, her concerns are global, not just Honduras. “It’s a good life; not easy right now, but we still like it.”
The Alternative School that Robert and Ellen’s child attends is run by an energetic, single 33- year old from Duluth, Minnesota. Miriam Hanson was working in a group home for mentally retarded and mentally ill adults, where she says she learned infinite patience. Passionate about education, she had been working toward her thesis, but without direction, when an opportunity presented itself to volunteer in a new NGO called Fundacion Adelante in the city of La Ceiba on the north coast of the Honduran mainland.
She spent six months there developing methodologies, constructing the web site, learning the history of Honduras and surveying the poor communities on the coast to see if there was feasibility for women to receive small loans to develop businesses, and if the men were receptive to micro-enterprise by their women.
Newly inspired, Miriam returned to the University of Minnesota and wrote her thesis on Micro Finance as a Solution to World Poverty. So, what next? Brazil beckoned and Miriam spent three weeks traveling in that country and decided she would like to live there, but first she needed to find out if teaching was a good idea for her, so she returned to Honduras and stayed in La Ceiba teaching a 4th grade class for a year. Toward the end of the year, she was contacted by some ex-pats on Roatan to ask if she would come to Roatan and home school a small group of kids. The pay was good, the hours were shorter, there were less responsibilities and it is a tropical island!
In August of 2002 Miriam moved to Roatan to scuba dive in the mornings and to teach four kids in the afternoons. The “school” started in a not-quite-completed building in West End, but as word got around she found herself with more kids to teach so she moved them into her rented house on the beach in Sandy Bay.
This meant she had to live somewhere else, and, not being able to pay two rent payments, she lived in friends’ houses, slept on couches, whatever it took. By February of 2006 her enrollment had increased so much that she needed more space and the school moved into its current location. Today her enrollment stands at 62 students of all ages, and 17 staff. The school is completely self-supporting; parent involvement makes a big difference. This summer they lost six families who left Roatan because of the earthquake, earlier strikes against the electric company, the political situation or running out of money with the economy suffering as it is.
Everyone else plans to stay. Current events, Miriam says, have made the school stronger, unified and more cohesive; the staff, kids and families are stronger. It’s a huge testimonial to the success of the school when some businesses are closing down and the Minister of Education closed all Honduran schools a month early to save funding. Honduran schools have their long break during the holiday season; they close from the end of November to the end of January.
The Alternative School is specific to the Bay Islands, they have a maximum of 10 kids per teacher and the focus is on English, although Spanish is also taught. Each child has an Individual Education Plan, which Miriam says is the essentiality of their cohesiveness. The parents of the students come from all over the world: Honduras mainland, Bay Islands, Switzerland, Holland, America, Britain, Italy, Germany, Canada, Argentina, South Africa and Garifuna (native to northern Honduras and descendants of slaves from West Africa, they have their own culture).
Miriam’s plan for the future is to present the model of the Alternative School as a real, working, successful solution to the problems of education in the Bay Islands.
With such obvious dedication to the school and her students, I asked Miriam about the rest of her life here. Easy, she said, she swims, dives, does the annual triathlon, yoga and is totally in love with the sea! This is home. She keeps a wary eye on the political events as they unravel, but focusing on the kids all day long she becomes removed, so she doesn’t focus on the politics, just follows what’s happening.
You’ll find the Alternative School at www.sandybayalternativeschool.webs.com.
The fifth person I talked with is my husband, Ron. Now why, you might ask, would he be of more interest than what I had already written about in July and August? So here’s the rest of the story……
About 2 ½ years ago, Ron’s mother, then 80 years old, was living back in Illinois in an assisted living apartment, taking care of herself, or so we thought. Ron spoke to her by phone at least once a week and became concerned about how she sounded on the phone, so he took a flight back to Illinois, fortunately. He found his mother dehydrated, disoriented, not eating and not taking her medications. He immediately called an ambulance and she spent some time in the hospital before returning to her apartment with Ron.
It was apparent that she could no longer take care of herself. So now we were faced with a decision many people face, what to do with Mom? Difficult enough if you are in the same country, not an easy decision when you’re not even on the same continent. Ron agonized over what to do; our life is in Honduras and returning to the U.S. would not only be extremely difficult to start over at our ages, but not at all what we had planned on.
After many discussions with her doctor, with me and with his remaining family in Illinois, he decided to bring her to Honduras to live with us. Surprisingly, it didn’t take too much convincing for her to agree, although she clearly had no idea where Honduras is and had never traveled much further than St Louis. We subsequently realized, after much agonizing over the decision that all she really wanted was to be with her son – location didn’t matter.
There were many concerns that Ron had, as you can imagine; the heat, medical care, our relationship, the environment outside the U.S., recognizable food availability and the different lifestyle most of all. And the biggest obstacle for Ron – Roatan is not suitable for a frail, elderly woman who has no concept of anything foreign.
But, there are solutions to every question, and his solution probably wouldn’t work if we were 30 years old, but we’re not, and we live apart for now. I live in our home on Roatan and Ron and his mother live in a large apartment in La Ceiba. For many people, this concept would be unacceptable, unthinkable, but for us it works. I hop on the ferry about once a week and visit them, or occasionally Ron comes to Roatan if his Mom is up to an overnight absence.
She seems to handle one night very well. The apartment is on the ground level so Mom can sit outside where there is a garden to look at and a swimming pool, although she doesn’t use the pool! Ron parks the car right beside the front door so she has no need to climb any steps or walk any distance.
MEDICAL CARE IN LA CEIBA IS VERY GOOD, WITH MODERN FACILITIES, AS WELL AS OLDER HOSPITALS. RON FOUND AN ENGLISH-SPEAKING DOCTOR FOR HIS MOM….
Medical care in La Ceiba is very good, with modern facilities as well as older hospitals. Ron found an English-speaking doctor for his Mom and she likes him a lot. When she needs to see the doctor, he gets up from behind his desk and sits toe to toe with her, looking her in the eye and speaking softly and slowly. He takes as much time as they need and walks her to the door.
Unlike Roatan, La Ceiba has lots of fast food places which are familiar to Mom and they have satellite television so she sees the U.S. networks and news, all the shows that are familiar to her. She even watches the Cubs baseball games!
If there is an emergency and she needed to get back to Illinois, access to an international flight is easier on the mainland, although she shrugs off that possibility.
Once a year they both travel back to Illinois and have annual check ups; Ron at the V.A. hospital and Mom with her doctor there. He prescribes medications for her and arranges to send them down to us every couple of months.
Surprisingly, or perhaps not, her health has improved, she is happy and can do more. She washes dishes, hangs clothes out to dry, dusts the apartment and has a dog that idolizes her. She has no desire to move back to Illinois and surprisingly again, she loves the heat; it turns out that she cannot tolerate cold.
Ron has a Vonage phone and she talks to family whenever she wants to, which is more than she used to when she lived there. She is happier, content and life is more suitable for her – that was a big surprise to us. One more surprise; although she doesn’t meet a lot of people and speaks NO Spanish, she likes the Honduran people. When Ron takes her to a restaurant, they treat her like the most important person in the restaurant, and always remember her the next time.
Ron and I talk about the political situation in Honduras, especially since he is living on the mainland – I feel perfectly safe on Roatan and most likely they wouldn’t be affected in La Ceiba either, but we have an emergency plan if they need to leave the country. We don’t for a minute think we’ll need it, nothing much is happening outside the capitol, but it makes sense to be prepared.
So Mom is happy, but we know there will be another hurdle to face not too much into the future, one we all reach with our aging parents. For now, life is good. And what more could we ask for?
|
Author : Janine Goben was born and raised in England and re-located to Colorado in 1976. Her lust for travel and experiencing other cultures led to extensive travel in Europe, North America and Central America. Avid scuba divers, Janine and her husband moved to the western Caribbean island of Roatan in 1998, where Janine has been a successful and well-known overseas property consultant ever since.
Email : Janine Goben
|
NO NAME CAY

Affordable Beachfront Lots, starting at $225,000, just off Abaco and Green Turtle Cay - a true tropical paradise.
A private island retreat, No Name Cay is situated just off Abaco and Green Turtle Cay - a wonderful hideaway.
Located a little over an hour from Florida in the Abacos, No Name Cay is part of a chain of islands in the Bahamian Out Islands. No Name Cay, named one of the "100 Most Romantic Islands" by Islands Magazine, is situated just a few minutes by boat from Green Turtle Cay and Abaco main islands.
On offer we have 30 fabulous lots all oceanfront, some with private beachfront - all 1 acre minimum in size for extra privacy. Exclusive and upmarket with its own private beachside resort and marina this is an excellent opportunity to own premium acreage in The Bahamas, but also has the feel of your own private hideaway.
|
|
|
|
 |
 |
|
|
|