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A comprehensive list of downloadable ebooks available from Caribpro. Titles include:

Retire In Mexico: Live Better For Less. Live in Mexico and join the many other retires who have done their homework, which resulted in mexico where you can live better for less.

Escape The Corporation:  How to live the life you have always dreamed of - free from the corporate slog.

Living & Investing: In Panama Find your dream in panama by enjoying an affordable and comfortable setting.

   The Portable Professional:
Using technology, log in from anywhere and earn a living. please yourself and make money doing it.

• Idyllic islands filled with a myriad of wildlife,
• A capital that is a first world city of skyscrapers to rival those of Manhattan,
• Seven groups of indigenous people,
• 29% of its area is National Park,
• Duty free shopping with high end goods, US style malls and US mega-stores as well,
• The friendliest people in Latin America,
• Beaches to die for and spectacular mountain backdrops a
• A country with a low cost of living with virtually non-existent inflation that offers a generous list of incentives to attract foreigners,

12.Panama is The Sovereign Society's top tax haven.

13.Tax breaks and incentives for retirees – The Pensionado Program offers retirees the best incentives in the world. For example, people retiring to Panama can enjoy perks like 50% off entertainment, 25% off airline tickets, 15% off hospital bills and much more... Plus, you don't have to be a certain age to be classed as a “pensionado” - anyone over 18, who has an income of $1000 or more from a pension, can take advantage of these benefits.

14.Tax breaks for foreign residents – No tax to pay on income earned abroad and your financial privacy is guaranteed.

15.Language – Spanish is the main language, but English is widely spoken, making day to day life nice and easy.

16. Location, location, location – Miami is only a two and a half hour flight away from Panama City and Copa Airlines, Panama's main airline, is opening up more direct routes to many US cities. It's easy to visit family and friends. Panama is also sandwiched between the Pacific Ocean and Caribbean Sea making it a veritable Paradise which is unspoiled by mass tourism and overbuilding.

Panama Hotspots

Panama truly does have something to offer everyone. If you are a city lover, then you will love living in the capital city, Panama City. Others will enjoy country living in the spectacular scenery of Panama's highlands and lowlands. The main areas for expatriates are as follows:-

Boquete

A hotspot for retirees due to it being labeled as one of the best places to retire to. Boquete (pronounced Boh-keh-teh) is located in the Chiriqui Highlands about 50 miles northeast of Costa Rica and about 300 miles west of the capital of Panama, Panama City.

This scenic mountain village has an elevation of approximately 3000 – 3700 feet and is nestled on the eastern slopes of the Volcan Barú, Panama's one and only volcano.

Surrounded by national park, tropical rainforests, coffee plantations and beautiful gardens, Boquete is an idyllic paradise in which to live. It is commonly known as “the city of flowers and coffee” and there is an annual festival to celebrate the fertility of the land.

This Caribbean archipelago is on the north-western coast of the country and is a chain of islands fringed with palms and with glorious white sandy beaches. The landscape is diverse – rainforests, mountain peaks, beaches and lowlands.

LAND OF PEARLS AND PIRATES AND THE STUNNING LOCATION OF THE TV REALITY SHOW, “SURVIVOR”

THE PEARL ISLANDS

Land of pearls and pirates and the stunning location of the TV reality show, “Survivor”, this collection of islands and inlets is found in the Gulf of Panama.

Stunning beaches of white sands, diverse marine life, including turtles and reef sharks, and luxury resorts and golf courses can be found on Contadora. Treat yourself to a luxury villa or condo and enjoy island life.

PANAMA – THE BIG MOVE

OK, so you're sold! Panama is the place for you to live happily ever after and to live the life of your dreams, but how easy is it to relocate to Panama?

Many people have heard about the New Panama Immigration Law which comes into effect on 27th August 2008, but what does this actually mean for people looking to relocate from North America to Panama?

The changes in the law do not adversely affect most people and are simply an effort to modernize legislation and to prevent “undesirables” entering the country. Panama is still looking to welcome foreigners, such as retirees and investors. Changes to the law include the following:

1.Elimination of the Small Investor's Visa – The only investor visa now available is the Large Investor's Visa which is issued to those investing sums of $200,000 or more.

2.Pensionado Program – To benefit through this program, you will need to have a pension of $1000 per month for the main applicant, instead of $500, and $100 for each dependent ($1100 for a couple).

3. Person of Means Visa – The amount has been raised from $200,000 to $350,000 and the CD must be in a local bank, in your own name for a minimum of 4 years. Real estate must be residential, be in your own name and free of liens.

4.Employment Visas – The minimum salary is now $1000 – watch out, the visa is not permanent.

The majority of people relocating to Panama from North America are eligible for the Pensionado Visa. Obtaining the visa is not difficult – no insurmountable pile of red tape to fight your way through. Simply prove to the Panamanian authorities that you have a pension income from a private pension or government agency.

No minimum age is required, just a pension amount of $1000 or over, or $1100 for a couple. To prove your pension, you will need to show the authorities your pension statements and possibly bank statements. The Pensionado Visa does not have an expiry, but you will need to prove your income on an annual basis. The benefits of the Pensionado Program are what draw many people to Panama:

1.A one-off exemption from tax and duties on the importation of household goods, such as furniture, up to a value of $10,000.

2.An exemption from tax on importing a new car every two years.

3.50% discount on hotels Monday to Thursday and 30% at weekends.

4.50% discount on entertainment such as entry to movies, theaters, cultural events and sporting events.

5.25% discount on utility bills.

6.25% discount on restaurant bills.

7.30% discount on public transport and 25% on airline tickets.

8.20% discount on doctor's bills.

9.15% discount on hospital bills.

10.15% discount on loans.

11.15% discount on eye examinations and dentist's bills.

12.10% discount on prescriptions.

HAVEN’T MOVED YET?

I can't believe that you're still not convinced! What's stopping you from living in Paradise?!

Many people buy property in Panama every year and have absolutely no regrets. Don't be put off by the dangers associated with some other Latin American countries - Panama is a safe and friendly country which is nothing like neighboring Columbia. It is a first world, 21st Century country which just happens to be located near to some second or third world countries.

NEED MORE REASONS

1.Wildlife – Panama is the perfect getaway or residence of nature enthusiasts and Eco-Tourists. It has 14 national parks, 10 wildlife refuges and many forest reserves offering 220 different species of mammals, 354 amphibians and reptiles, 10,000 different plants, 1000 species of birds and 1500 different trees. Go bird watching in the cloud forests around Volcan Barú in the San Blas wildlife refuge or in the Cerro Azul mountain ranges. Snorkel on the reefs of the San Blas, Kuna people or off the Pacific islands to see the richly diverse marine life.

2.Adventure – Discover Panama's indigenous groups by trekking or traveling in dug-out canoes. Whitewater raft on the River Chagres or swing through the forest canopy of the Valle de Anton by flying on wires thirty feet off the forest floor.

3.The Food – Enjoy wonderfully fresh seafood, fabulous fruit from the outdoor markets and Panamanian patacones, fried patties of plantain – delicious!

4.Wine – South American wine at South American prices!

5. Fireworks and Fiestas – Like other Latin American countries and Spain, Panamanians love to party. Fiestas are held on Saints' days and Panama City Carnival is held on the four days leading up to Ash Wednesday.

Las Balserias, an Indian fiesta, is held in the Chiriqui valley in February and is celebrated by men tossing balsa logs at each other and feasting on regional food. Fireworks seem to be a part of every fiesta and are a common sight in the skies above Panama city.

6.The People – Panamanians are warm and friendly and love to make friends with foreigners.

Author: Scott P. Taylor, originally from San Diego, California, Scott is a world traveler and international real estate expert and investor living and working in Panama City, Panama. With years of experience investing in countries around the globe, Scott has a particular affection for the land, people, and—of course—real estate of South and Central America. Scot is the author of the definitive book on relocating to Nicaragua, Live and Invest in Nicaragua, available on Escape Artist E-books. Visit his personal site.

Email: Scott Taylor

The temperature is 70-80 degrees, there is little humidity and you can see for miles with beautiful mountain views. You are minutes away from an 18 hole eco golf course and country club that is part of the development and 30 minutes away from a private beach club available to lot owners for their use.
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